Does the personal info on your credit report effect your chance of a auto loan?

Does the personal info on your credit report effect your chance of a auto loan?

The personal info like at the top of the credit report itself, there is your name, address, place of residence, and where you work. I checked mine and all 3 credit bureau's have different info. One has my first job I ever had as my job I work at now but I havent worked there over 5 years, and they have my home info as living with my mom but I have never lived where she moved to, and anther is showing I live with my wifes family. Is this something I need to change since I am going to be trying to get a new car loan? Also does that incorrect info affect my credit scoring?

 

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OK I know car insurance can depend on a bunch of diff factors. If I leave something out that may mean major money let me know and I'll do a quick edit. *I'm 17 *Senior in hs *A-B+ average *Had my DL for 3 months *Never been in a wreck *Never received a ticket *Took drivers ed *I have a part time job Again if there's something else I should mention just let me know. My insurance right now is $1000 every six months. It ends this month though, and I'm looking for a new insurance.

 

 

Can I buy an expensive sports car and insurance under my moms name?

I want to purchase a brand new Nissan GTR from the dealership (I have the money ready) and want to buy get full coverage car insurance for it too. However, Since I am male (I'm 28 years old) the car insurace is way too expensive. If I were to have my mom come purchase the car for me as her being the primary legal owner with me being the co signer (I am paying for it with my own money upfront) and have her be the primary legal full coverage driver on that car in the insurance policy with me being able to drive it too with full coverage will this work in order to get a drastically lower monthly insurance payment? It's perfectly fine with my mom being the legal owner as long as my mouth is shut to the insurance company. I also don't mind paying for the both of us on this car as long as my insurance payment is lower. What do you think? Isn't it a brilliant idea?

 

 

Does anyone know which insurance companies do not using residential location in calculating car insurance?

I guess I have heard a few months ago that some car insurance companies will not include the location of where the car would be parked in their calculation of car insurance. The media touted that it will cost less to car owners who live in high traffic areas such as Los Angeles. Any input will be welcome

 

 

Car insurance costs help?

I am an 18 year old looking to buy a car, so i need car insurance.. I live in Indiana. I have never recieved any tickets or warnings. Last year someone hit me, but it was her fault. Both insurances involved in that and the police have said it wasn;t my fault. The lady passed out while driving and hit me. Will that have an impact on me? What would be the cheapest place for me to get car insurance? For basic coverage and full coverage?

 

 

Who's Car Insurance Would Handle the Accident?

My sister has been driving my mother's car (Loan, registration, insurance in my mother's name) Occasionally she allows her boyfriend to drive the car, although my mother has stated on numerous occasions that she does not want him driving that car. He was in an accident on Friday and claims the car is totaled. He claims that he called the police and filed a report, it can be picked up on Tuesday. He also claims that his insurance is covering the accident. My problem is, the car is insured in my mother's name, so he is not allowed to do this, correct? Also, even though my mother was not involved in the accident, can she still call the police and get a copy of the report? After all, the car is in her name. Please enlighten me, I'm trying to figure this all out.

 

 

Does anyone know a reliable life insurance company that is also inexpensive?

Permanent Life Insurance, Term-Life Insurance, others, ect...For male, 56 years old

 

 

Where can i find affordable health insurance??

I am turning 23 in feb. and i loose my dependant status because my parents are military so i need to find some health insurance.

 

 

Best Health Insurance for Veteran and dependents?

I'm a soldier getting ready to get Honorably Discharged in the next couple months. I have a wife and 2 kids, that have constant doctor visits. What are some Insurance companies ...show more

 

 

Im 19 need health insurance?

Im 19 and I really need affordable health insurance. Neither for my parents can afford to put me on their insurance. Also i have a few preexisting medical conditions that makes it harder for me to find insurance.

 

 

16 year old looking for car insurance?

Hi, I am a 16 year old male living in California and I just got my license. What are some good, cheap car insurance agencies? Thanks.

 

 

Insurance for a 350z on Parents plan?

Hey there so when i turn 18, im buying a 2003 nissan 350z with my own money. Right now im 17 and have been driving an old civic for almost the past 2 years and have never gotten in an accident or ticket (not that that lowers the insurance at all) and have the good student discount. so i followed the rule of thumb to buying a car thats okay to beat up when you first start driving. anyways, ive been looking for a lot of answers to my question, but all of the people asking it seem to be paying for theyre own insurance. Im on my parents plan, and when i buy the car its going to be put under my dads name (he is 52 and is a teacher btw if that matters). Both my parents are extremely responsible drivers, so im assuming their insurance rate wont be as high as if the car was in my name. the one issue with this car is how much insurance is going to be exactly. I looked for a quote on progressive, and im almost positive it cant be right. when i typed in the insurance cost for my 2003 civic with me paying it myself, it was only like $10 cheaper per month than a 350z, which like i said seems somewhat off. anyways, does anyone that went through buying a sports car when they were 18 with kinda the same thing have any answers for me? or even if you just know insurance well i just want to know. My parents would be okay with insurance going up some, but not astronomically high (like people were saying a couple thousand a year). ive asked them if they can talk to our agent (we are insured with PEMCO), but they keep saying theyll do it later. anyways, sorry for the long question. but any answers would help! Thanks!

 

 

How much a month for loan and insurance for a 350z?

Ok so I'm gonna be 20 in a couple months and I'm tired of driving my crappy integra. I've been saving up and I'm set on getting a 350z. My price range is about 12,000 tops. If I put a down payment of about 5 or 6 grand how much would I pay per month for the loan. And how much would I pay a month for the loan along with the insurance. I'm on my parents plan. I don't know much about interest rates. Can you give me estimates on different lengths of loans and interest rates Thanks ily

 

 

What are some good health insurance plans for college students?

that is, college students who don't have any money... Please provide links if possible!

 

 

Cheap cars to insure for 17 year old male in the UK?

What are the cheapest cars to insure for a 17 year old male in the UK. Also if you know any cheap insurance companies that cover Northern Ireland that'd be great. Thanks

 

 

Where can I get cheap car insurance I'm 17 male and need comprehensive cover?

I have a saxo 2001 that cost 2000, I don't mind going on my mums insurance, anyone no a cheap place?

 

 

Car Lending Insurance?

If I lend my car out, and that person gets in an accident, will my insurance cover that person's accident? Is the car insured vs the person being insured?

 

 

Insurance for a newly licensed driver?

I'm an underage driver; do I need insurance if my parents are in the car with me? Or does their insurance cover me? I'm in TX btw

 

 

How much does car insurance go up when adding a 4th car?

I'm 17 and i want to buy my own car. My parents are worried insurance will skyrocket up. How much does insurance go up when adding a 4th car to the insurance plan?( I currently pay for my share of insurance each month)

 

 

When buying car, do i look at the fuel efficient or the insurance price of the car?

should i buy a car that will save me money on gas or buy a car that is cheap on insurance???

 

 

I want to get an insurance quote and i have a DUI?

I need to get an insurance quote but i have a DUI (reduced to a reckless driving) i have a terrible driving record I was born Nov.12 1989 do you think that would make my insurance quotes higher?

 

 

Universal Health Insurance?

I am conservative but I go agree that we need universal health insurance. But I haven't studied too much in depth on it. In your eyes (both liberal and conservatives answer please) are the pros and cons of unversalizing healthcare? How would universal health care work for people with diseases like diabetes, cancer, AIDS? What about people who have not been diagnosed with diseases, and tend to only see a doctor when they are sick? What about preventive care (aka mammogram for women, prostate check for men)? What are experimental medical procedures and experimental medications? What about fertility clinics for women who cannot become pregnant? What about anything else I forgot? And please, no arguing, this is just opinions.

 

Does the personal info on your credit report effect your chance of a auto loan?

The personal info like at the top of the credit report itself, there is your name, address, place of residence, and where you work. I checked mine and all 3 credit bureau's have different info. One has my first job I ever had as my job I work at now but I havent worked there over 5 years, and they have my home info as living with my mom but I have never lived where she moved to, and anther is showing I live with my wifes family. Is this something I need to change since I am going to be trying to get a new car loan? Also does that incorrect info affect my credit scoring?

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